November 13, 2024
Rate Crushers Insurance BrokersCalifornia FAIR Plan
[Get a Free Quote] Living in California comes with its fair share of risks, especially for homeowners in wildfire-prone areas. If you’ve struggled to find a homeowner’s insurance policy because of where you live, the California FAIR Plan could be a lifeline. But what exactly is it, and how does it work? Let’s break it […]
October 21, 2024
AgencyElectric Vehicles and the Impact on Auto Insurance
The rise of electric vehicles (EVs) is transforming the automotive landscape. As more drivers switch to electric, understanding how this shift impacts insurance rates and coverage is essential. One of the most significant factors affecting insurance rates for electric vehicles is their initial price. Here’s how this impacts premiums: Purchase price—EVs typically have higher purchase […]
September 20, 2024
AgencyThe Impact of Project Size on Contractors Insurance Rates
As a contractor, you may operate in work environments full of perils and hazards. These inherent dangers and the financial stakes of projects make adequate risk management and loss control measures essential. However, understanding and securing the right coverage can be a complicated task. Specifically, the scale of a construction job can be paramount in […]
July 24, 2024
AgencyHome Insurance Considerations for Vacation Rental
Owning a vacation home and renting it out can provide a lucrative income stream. However, these properties typically represent expensive financial investments and allowing others to occupy it, especially without you being present, requires you to account for significant fiscal risks. Fortunately, the right insurance policy can help you financially protect your vacation home and […]