Arizona Commercial Auto Insurance

Protect Your Business Vehicles

Arizona businesses rely on vehicles every day. From deliveries to client visits, your vehicles face unique risks. Personal auto insurance won’t cover business use. That’s why you need commercial auto insurance.

Why You Need Commercial Auto Insurance

Covers Business Risks

Personal auto policies exclude business use. Commercial auto insurance fills this gap. It covers accidents, damages, and liabilities tied to business operations.

Required by Law

Arizona requires all commercial vehicles to carry minimum liability coverage. These limits are:

• $25,000 for bodily injury per person
• $50,000 for bodily injury per accident
• $15,000 for property damage

Higher limits may be needed based on your business.

Customizable Coverage Options

Business Auto

For vehicles used in daily business operations. Covers employee-driven or business-use vehicles.

Contractor Coverage

Designed for contractors. Covers vehicles carrying tools and supplies to job sites.

Food Truck Insurance

Essential for food trucks and mobile vendors. Covers the vehicle and attached equipment.

For-Hire Livery

For taxis, limos, and non-emergency medical transport. Provides required coverage for passenger vehicles.

Heavy Truck Coverage

For dump trucks, tractor-trailers, and other heavy-duty vehicles. Protects against significant risks.

Tow Truck Insurance

Includes specialty coverages. Protects vehicles being towed and those stored in your garage.

Factors Affecting Insurance Costs

Profession

Riskier jobs, like construction or delivery, cost more.

Vehicle Type

Larger vehicles have higher premiums.

Driving History

Safe drivers get lower rates. Past accidents or violations increase costs.

Location

Rates are higher in cities like Phoenix due to more traffic and claims.

Travel Radius

Vehicles with local routes have lower premiums than those traveling statewide.

Coverage Needs

Higher limits mean higher premiums but offer better protection.

Benefits of Choosing Us

• 24/7 Policy Service: Manage your policy anytime.
• Specialized Claims Support: Fast claims processing by experts.
• Discounts Available: Save with full payment or policy bundling.

Commercial Auto Insurance Serving All of Arizona

We offer coverage statewide, including:

• Phoenix
• Tucson
• Mesa
• Scottsdale
• Chandler
• Glendale

Get Started Today

Protect your business vehicles with a customizable policy.

Get a Quote Now
Call us at 1-602-975-0944